The recovery of bad checks fall in many different categories, running from the simple trade of goods for a check to postdated checks and simple on account payments, they all have different values and in some cases the value can be very great while other situations the check is of no value in the collection efforts, if the check has never been negotiated, say the debtor told you there was not enough money in the bank or you called the bank. and they tole you there was not enough money and you did not deposit the check, then the value of the check is negated by the fact it was never tendered, the meaning is deposit the check even if you know it will be returned, you then have proof that the money was not there and the bouncing check will have some type of value in the pursuit of the collection item, no good checks can and in many cases are probably the most difficult to collect because the maker of the check has no concern about passing bad checks, but if played correctly can be the easiest to collect debt because the check stands as evidence of the debt and in most situations can be used in a law suit as prima facie evidence, also the laws throughout the USA are different from state to state but in many instances there are penalties you may be entitled to if debtors check bounces (see Bilateral offering of the bad check laws by state which is free in our information zone to determine what you may be entitled to based on the state laws involved)
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